(1) A producer may request insurance for a crop that has already had hail damage if they comply with the following:
(a) the request must be made on a form furnished by the department;
(b) the form must be completed in full and signed;
(c) the first loss may not have more than a 25% loss caused by hail;
(d) no hail loss will be awarded on the crop until the fifth day after the previous damage.
(e) the insured producer shall be charged the regular maximum rate for insurance on the sound portion of the crop remaining after the first damage, and if the crop should later be totally destroyed, the producer will be paid the full amount of insurance as shown in the policy.